This just makes me sick. Honestly.
This is our free market capitalist system at work...
Here is the set up - a woman, with insurance, gets raped. Because she was drug raped and they did not know if the attacker used a condom or not, she was put on anti-HIV/AIDS meds. Her insurance company finds out she's on these meds and in therapy so, the compassion of the market takes over and they drop her faster than a conservative politician (who cheat on their wives) vote for family values.
And on top of it - she's an insurance agent. She talks with the underwriters with this 'hypothetical' case and they all answer the same - drop her - she's uninsured until out of therapy and HIV/AIDS free for 3 years.
Don't believe me? Watch the video your self.
Then do something....
Join A Woman Is Not A Pre-Existing Condition and advocate with congress.
So denying a rape victim insurance isn't bad enough? How about this one? Peggy Robertson needed insurance but there was one pesky problem... she had a previous C-section. Solution? Voluntary sterilization.
And then... let's deny coverage to her son!
My wife and I ran into this same thing when our son was born. At the time my company was trying to get private insurance because of the costs for group coverage. At his first check-up the doctor noticed my son 'looking down'. Apparently that can be a sign of something very serious - hydrocephalus, or water on the brain. To rule that out he had an MRI at the tender age of 8 days old. Needless to say, we were terrified through the proceedure and so relieved to find out he was perfectly healthy.
Then the insurance company shared their good news with us: Because he had an MRI at that age, he was uninsurable. Good news for them that is because it reduces their exposure to potential problems. Seems any medical intervention increases the statistical risk for future intervention and therefore - my son was no longer a potential profit center but a liability.
PLEASE CALL CONGRESS... Tell them to get off their 'lifetime covered asses' and fix healthcare including a public option.
Wanna know what Congress gets? Coverage that includes "a choice of 10 healthcare plans that provide access to a national network of doctors, as well as several HMOs that serve each member's home state...[They] also get special treatment at Washington's federal medical facilities and, for a few hundred dollars a month, access to their own pharmacy and doctors, nurses and medical technicians standing by in an office conveniently located between the House and Senate chambers.
In all, taxpayers spent about $15 billion last year to insure 8.5 million federal workers and their dependents, including postal service employees, according to the Office of Personnel Management."
Tuesday, October 27, 2009
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